Urgent help for an HMO premium.

A health plan is the cheapest way to avoid huge hospital bills later, but the premium is due in one go. When the renewal date comes and the money is not there, the cover lapses. Post your premium on AbegNa and let people help you keep your family covered.

Usual cost in Nigeria₦25,000 to ₦200,000
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When this happens

  • Your HMO plan expires this month and you cannot renew.
  • You lost your job and with it your company health insurance.
  • You want to register your parents on a plan before the next illness.

How AbegNa helps

  1. Ask. Say what you need for an HMO premium, up to ₦100,000, in your own voice.
  2. Share. Your request becomes a card for WhatsApp, Facebook and X.
  3. Receive. People give what they can. 0% commission. It goes to your own bank account.

Other places to try

State contributory health scheme

Most states now run health insurance schemes, often cheaper than private HMO plans. Ask your state health insurance agency for its current premium.

NHIA informal sector plans

The National Health Insurance Authority has options for people not employed by companies, including community and group plans.

Cooperatives and trade associations

Some market unions and cooperatives arrange group health plans at lower rates for members.

Questions about an HMO premium

How much is an HMO plan in Nigeria?

Basic individual plans start around ₦25,000 to ₦80,000 a year. Standard plans often cost ₦80,000 to ₦200,000, and family or comprehensive plans more.

Can I raise an HMO premium on AbegNa?

Yes. Post the premium, from ₦2,000 to ₦100,000, and share your link. You withdraw to your bank and pay the HMO yourself.

Is a cheap HMO plan worth it?

Read what is covered and which hospitals are on the list. Even a basic plan usually covers common illnesses like malaria and typhoid.

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